Delinquency Prevention Services
(Grace Counseling)


Recognizing that early and frequent contact with a borrower is one of the most effective strategies for preventing delinquency, HigherEDGE® Default Aversion Solutions offers a series of phone, mail, and email campaigns directed to the borrower immediately after separation and throughout the grace period. Communications are designed to remind the borrower about his or her obligation to repay their loan(s), the benefits of on-time payment, repayment plan options (including Income-Based Repayment, or IBR), and the importance of contacting the loan holder or servicer for repayment assistance.


As a division of TG, HigherEDGE Default Aversion Solutions benefits from TG's more than 30 years of knowledge and expertise in default aversion and student loan services.

Get started!
To learn more about HigherEDGE, contact
TG by phone at (800) 252-9743, or by email
at relationship.management@tgslc.org.

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